Schwab Marketplace
Evidence first, process, one exposure panel, all periods and the Schwab/tour close.
Download narrated cutLIFE UNLOCKED PARTNERS · SEPTEMBER 28, 2026
Alpha Convergence™
Two placement cuts.
Narrated review cuts · Mark’s authorized voice clone
Revised lines use Mark’s authorized clone; unchanged excerpts retain his real recording. Synchronized captions are included. For Lela’s review; not approved for distribution or placement.
Revised lines use Mark’s authorized clone; unchanged excerpts retain his real recording. Synchronized captions are included. For Lela’s review; not approved for distribution or placement.
White-paper companion
The existing story, with net-first returns, statistical validation, all periods and the paper scope note.
Download narrated cutMark authorized voice cloning through Mike. Narration retains natural timing and dynamics, with level matching only. The original music bed is lowered under speech. Mike approved both cuts creatively. Lela’s review and final placement approval remain pending.
Previous review cut (v17)Review notes
Both cuts use ™, dated evidence, one AC/RSP exposure panel and an eight-second disclosure. The white-paper cut leads with net performance. The Schwab cut follows the recommended structure without since-inception return bars; that choice remains reviewable.
Data is frozen as of September 25, 2026. Significance, exposure and since-inception returns come directly from the published strategy feeds. Period figures copy the live monitor’s displayed readings; none were calculated here.
The monitor and primary feeds disagree on some totals and fee conventions. The period scene keeps the monitor’s readings and does not show its total row. Source reconciliation is still needed before release, along with Lela’s per-cut review and the Schwab requirements check named in the brief.
Full accompanying disclosures and data basis
All investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Statistical significance describes the historical record and does not predict future returns. Concentration, model and market risks remain. The live record is short and may be heavily influenced by the market environment in which it was earned.
The since-inception record begins June 27, 2025 and includes the initial period traded with firm capital only, through August 31, 2025. Client composite inception is September 1, 2025. This video’s dated evidence ends September 25, 2026.
The significance screen identifies the net and gross tests separately. The net test and net since-inception return in edge-significance.json use a 2% annual model advisory fee. The period table copies the AC Market Monitor: historical net periods follow its published monthly-fee series; the current period uses its daily fee accrual. The column labelled gross excess is before advisory fees, not net alpha. Actual fees vary by mandate. The Schwab landing page quotes a separate 75 basis-point sub-advisory fee; these 2% model-fee readings are not represented as results at that fee.
RSP is the Invesco S&P 500 Equal Weight ETF. Benchmark returns are gross; the primary feeds use their published dividend-accrual total-return convention. Beta measures historical sensitivity and does not limit losses. Portfolio weights are illustrative targets, rounded; diversification does not eliminate investment risk.
Life UnLocked Partners LLC is a registered investment advisor. Registration does not imply a particular level of skill or training. This material is informational and does not constitute investment advice, a recommendation or an offer to buy or sell securities.
Sources: Statistical Validation · AC Market Monitor · White paper